Bidding on a home for sale with financial security
The housing market is more competitive than ever. After all, how do you beat the move-throughs and competition as a starter? Being creative is key in that. And we can help. With our mortgage certificate, you increase your chances of getting that first home. Offer with 100% certainty by completing your mortgage in advance.
Our mortgage certificate is valid in cooperation with
From uncertainty to certainty
Making an offer without a financing condition is increasingly common. But certainly not without risk. Can't get the financing? Then you have to pay 10% of the purchase price. A serious chunk of money.
Would you like to bid as a starter without this risk? Then our mortgage certificate is your safety net to beat the competition. Good to know: this certificate is part of our purchase assistance.
Why the starter certificate is for you
Upfront mortgage in your pocket
Know your bid, win your spot. Once your bid is accepted, the house is practically yours.
Greater chance of an accepted bid
You have a stronger position compared to others who bid with reservation of financing.
From doubt to 100% certainty
You can buy with a mortgage that gets you 100%. That's unique compared to insurers and other certificates.
You are no longer at financial risk
You don't have to worry about paying 10% of the purchase price if you bid without the reservation of financing.
How does the certificate for starters work?
Create a search profile
Leave your housing preferences such as location, price range and type of home. Based on your wishes, we will automatically forward you suitable homes.
Telephone introduction
During a no-obligation call, we explore your situation and need five documents from you, including pay stubs, annual statement and a BKR statement to do an initial financial check.
Conversation mortgage advisor
This is a comprehensive interview in which your personal and financial situation is thoroughly reviewed. Based on the documents provided, the advisor calculates how much you can borrow and under what conditions.
Your mortgage around before you look
With the completion of these steps, you will receive a mortgage certificate that is valid for 6 months. This allows you to buy without financial risk and with security upfront.
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
House sold with Homeup. The process went smoothly and I got a higher amount than expected.
I had an excellent experience with Sake!
From our first meeting to receiving the house keys, the entire process took less than a month - an incredibly quick and smooth process. Sake was friendly, helpful and professional throughout the process, making me feel supported every step of the way.
I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. That made the process comfortable and stress-free. When I was ready, he took over the negotiations and closing seamlessly, making a fair deal. His expertise and efficiency made all the difference.
Thank you, Sake, for your excellent service! Highly recommended.
Thanks to Sake's quick turnaround, we were able to buy the house of our dreams after only the second offer. As starters, there were many things we knew little about, but Sake took the time to take us fully through the process. That gave us a familiar and reassuring feeling. Thank you Sake!
I had a fantastic experience with Sake as my real estate agent. The whole process was incredibly smooth and stress free. They helped me find the perfect home in a very short time and were extremely professional, reliable and helpful throughout the process. Their expertise and guidance made buying a home so much easier. I am immensely grateful for their help and would highly recommend them to anyone looking for a dedicated and competent real estate agent!
We were very well guided in buying our first home, very nice!
Homeup guided the sale of our apartment. Mr. Brouwer of homeup was knowledgeable and quick to answer any questions and provide the necessary information. Appointments were kept punctually. In other words, I highly recommend this real estate agent.
Incredibly happy with Billy, helped us very well and was available for all questions!
Owning my own house in Amsterdam started as a dream and has now become a reality because of the good guidance and quick action of Sake. There is a lot to deal with when buying a (first) house and Sake helped me with all the questions I had.
Quick and professional. Sake helped us through the bidding process, advised us on strategy, arranged all the paperwork and made sure everything was a piece of cake, all with a friendly smile and an affordable price.
Frequently asked questions about our starter mortgage certificate
Questions, doubts, vague real estate jargon: when you're about to buy a house, there's quite a lot on your mind. In addition to personal advice at every step of the process, we answer all your pressing (as well as less pressing) questions.
A big well-known bank is already taking a look at your finances before you go on the market. As soon as we find your dream home, they immediately give the green light. So the stress of getting your mortgage done disappears like snow in the sun.
You do this by creating a free search profile with us and then scheduling a phone interview with us. In that meeting we will discover together whether the certificate suits your needs and situation.
Normally you pay a penalty of 10% of the purchase price if for some reason you can't get your mortgage done. With the mortgage certificate, this is not the case. Your mortgage is pre-approved. All that's left is an accepted offer.
If you want to be one step ahead of the competition when making an offer, this mortgage certificate is really for you. No more worrying about mortgage stress. With certainty, you can make an offer without the reservation of financing. This significantly increases your chances of success.
Unlimited!
Our certificate is valid for a maximum of 6 months.
Of course, your financial situation could change. Should that be the case, schedule a new meeting with Nobel Mortgages to find out what this means for the mortgage certificate. This is applicable, for example, if you get a salary increase, because that means more borrowing capacity. We can then increase the amount of the mortgage certificate as well.
Can't figure it out?
Sake van der Oord
Billy Brouwer
Send a WhatsApp to or call
at +31 (0)6 25 05 61 17.