Bidding on a home for sale with financial security
The housing market is more competitive than ever. After all, how do you beat the move-throughs and competition as a starter? Being creative is key in that. And we can help. With our mortgage certificate, you increase your chances of getting that first home. Offer with 100% certainty by completing your mortgage in advance.
Our mortgage certificate is valid in cooperation with
From uncertainty to certainty
Making an offer without a financing condition is increasingly common. But certainly not without risk. Can't get the financing? Then you have to pay 10% of the purchase price. A serious chunk of money.
Would you like to bid as a starter without this risk? Then our mortgage certificate is your safety net to beat the competition. Good to know: this certificate is part of our purchase assistance.
Why the starter certificate is for you
Upfront mortgage in your pocket
Know your bid, win your spot. Once your bid is accepted, the house is practically yours.
Greater chance of an accepted bid
You have a stronger position compared to others who bid with reservation of financing.
From doubt to 100% certainty
You can buy with a mortgage that gets you 100%. That's unique compared to insurers and other certificates.
You are no longer at financial risk
You don't have to worry about paying 10% of the purchase price if you bid without the reservation of financing.
How does the certificate for starters work?
Create a search profile
Leave your housing preferences such as location, price range and type of home. Based on your wishes, we will automatically forward you suitable homes.
Telephone introduction
During a no-obligation call, we explore your situation and need five documents from you, including pay stubs, annual statement and a BKR statement to do an initial financial check.
Conversation mortgage advisor
This is a comprehensive interview in which your personal and financial situation is thoroughly reviewed. Based on the documents provided, the advisor calculates how much you can borrow and under what conditions.
Your mortgage around before you look
With the completion of these steps, you will receive a mortgage certificate that is valid for 6 months. This allows you to buy without financial risk and with security upfront.
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
It was a great experience to have Sake as our real estate agent! He makes what seems complicated easy, takes the time to explain everything and gives his advice. We found our home within a few months and throughout the trip he was always available and responsive when we needed him. We definitely recommend him to anyone looking for a home. Thank you Sake!
Sake helped and guided me incredibly well with the purchase of my first home! He is proactive, knowledgeable, involved and always quick and accessible. I can highly recommend him!
Sake from HomeUp helped me fantastically. What seemed impossible became a reality: buying a house in the neighborhood where I grew up. Sake is knowledgeable, quick, and honest. Thank you!
Sake from Homeup helped me in a way that far exceeded my expectations. Thanks to his quick, clear and personal approach, I found my first home in no time, something I probably wouldn't have succeeded without Homeup. He understood exactly what I was looking for and was always there for me, even during his vacation! The guidance through the whole process was top notch: clear, smooth and without fuss. As a starter I really felt heard and helped. I recommend Homeup to anyone looking for a real estate agent who really thinks with you and fights for you!
Just top!
Sake did a great job guiding us through the purchase of our first home. He clearly mapped out the entire process and was proactive and involved from beginning to end. Highly recommended!
Very nicely helped by Sake in our search! He switches super fast with the right parties and takes a lot out of our hands. Because of his expertise we never worried for a moment and are enjoying our new home!
I wholeheartedly recommend homeup to anyone looking for a reliable real estate agency! Sake made the purchase process of my home smooth and stress-free, guiding me every step of the way. Thanks to his expertise and dedication, I found the perfect home at a great price.
Provided me with excellent guidance on the purchase of my first home. Clear communication, professional and also gives unsolicited advice. Highly recommended!
Frequently asked questions about our starter mortgage certificate
Questions, doubts, vague real estate jargon: when you're about to buy a house, there's quite a lot on your mind. In addition to personal advice at every step of the process, we answer all your pressing (as well as less pressing) questions.
A big well-known bank is already taking a look at your finances before you go on the market. As soon as we find your dream home, they immediately give the green light. So the stress of getting your mortgage done disappears like snow in the sun.
You do this by creating a free search profile with us and then scheduling a phone interview with us. In that meeting we will discover together whether the certificate suits your needs and situation.
Normally you pay a penalty of 10% of the purchase price if for some reason you can't get your mortgage done. With the mortgage certificate, this is not the case. Your mortgage is pre-approved. All that's left is an accepted offer.
If you want to be one step ahead of the competition when making an offer, this mortgage certificate is really for you. No more worrying about mortgage stress. With certainty, you can make an offer without the reservation of financing. This significantly increases your chances of success.
Unlimited!
Our certificate is valid for a maximum of 6 months.
Of course, your financial situation could change. Should that be the case, schedule a new meeting with Nobel Mortgages to find out what this means for the mortgage certificate. This is applicable, for example, if you get a salary increase, because that means more borrowing capacity. We can then increase the amount of the mortgage certificate as well.
Can't figure it out?
Sake van der Oord
Billy Brouwer
Send a WhatsApp to or call
at +31 (0)6 25 05 61 17.