Cost appraisal report 2025
In 2025, the average cost is between €600 and €1100 for a valuation report. The exact price depends on several factors, such as the location of the property, the type of valuation and the complexity of the property. Whether or not a valuation report is validated also plays a role. Want to know exactly what factors affect the cost? Then check out the following section: what factors determine the cost of an appraisal?
In addition to the standard costs for a valuation report, there may be additional costs. For a validated valuation report, you pay an average of €50 to €100 extra, because the report must be checked. This is checked by a validation institute, such as the Nederlandse Woning Waarde Instituut (NWWI). Do you need the report urgently? Then many appraisers charge an emergency surcharge of €50 to €150. There may also be an additional administration fee or land registry and fees, usually between €50 and €70.
Want an independent valuation report at a fixed price? At homeup you can request a validated valuation report for €850, including all costs. So you know exactly where you stand in advance.
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Cost overview appraisal 2025
Want to make sure you receive a reliable and complete appraisal report? Choose an independent appraiser through homeup. For €850 you get a validated valuation report, including all additional costs.
What factors determine the cost of an appraisal?
The cost of an appraisal can vary considerably. This is because appraisers consider several factors. The location of the property, the type of appraisal and the rush delivery all play a role in determining the price. The more complex the job, the higher the appraisal fee. Want to know what factors determine the price? Below you can read in detail about the most important factors:
- Property type
- The location of the property
- An emergency appraisal is more expensive
- Certified appraiser or online appraisal
1. Property type
The type of home affects the appraisal cost. A detached house with lots of land requires more research than an apartment. Special properties, such as listed buildings, are often more expensive to appraise.
- Apartments and row houses are cheaper to appraise because of standard construction and similar references.
- Detached homes have more variables, such as land value and maintenance costs. This makes the appraisal more expensive.
- Special properties (monuments, recreational homes, leasehold homes) incur additional costs. As a result, you often pay between €50 and €300 extra.
2. Location of the property
Where your home is located partly determines the appraisal cost. In cities, an appraisal is often more expensive than in rural areas.
- In urban centers, appraisals are more expensive because the market is more complex and home values vary widely.
- In rural areas, you often pay extra travel costs because appraisers have to drive further. This can cost €0.19 - €0.30 per km.
Some appraisers use fixed regions. Is your home outside of those? Then an extra charge may apply.
3. An emergency appraisal is more expensive
A non-urgent appraisal usually takes 5 to 7 business days. Need the report faster? Then you'll pay extra.
- Standard appraisal has no additional cost and is delivered within a week.
- Emergency appraisal (within 48 hours) costs an average of €50 to €150 extra.
- Express appraisal (24 hours) can be up to 50% more expensive than a regular appraisal.
Some appraisers charge a fee because they need to process the report faster. Check if urgency is really necessary.
4. Certified appraiser or online appraisal
You can choose between a physical appraisal or a digital valuation. Both methods affect the price.
- A certified appraiser visits the property and performs a full inspection. This is more expensive, but usually required for a mortgage.
- An online appraisal (hybrid appraisal) is cheaper, but not always valid for financing.
- Validation at an institute (NWWI) is often mandatory and costs an additional €50 to €100.
Do you want a valuation report without hidden costs? Via homeup, you can request a validated appraisal report for €850. This way, you can be sure that you are getting a reliable report, with no extra fees.
How can you save on the cost of an appraisal?
An appraisal report can cost quite a bit of money. Fortunately, there are ways to save. By choosing smartly and paying attention to the right things, you can avoid unnecessary costs. Don't want to pay too much for your appraisal? Here are some practical tips to save money:
- Compare multiple appraisers
- Choose an appraiser from the region
- Avoid an emergency appraisal
- Consider an online appraisal
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1. Compare multiple appraisers
Not every appraiser charges the same rates. By requesting and comparing quotes, you can save quite a bit.
- Get at least three quotes from different appraisers.
- Check if additional fees such as validation or administration are included.
- Negotiate the price, especially if you have multiple offers.
Some appraisers offer all-in rates. That way you avoid surprises later.
2. Choose an appraiser from the region
Many appraisers charge travel expenses if they need to appraise outside their work area. By choosing an appraiser who operates in your area, you can easily save on these extra costs.
- Avoid travel expenses averaging €0.19 - €0.30 per km.
- Faster processing because a nearby appraiser can plan flexibly.
- Less chance of additional surcharges because regional appraisers often work with fixed rates.
Always check beforehand if the appraiser covers your zip code area.
3. Avoid a rush appraisal
An emergency appraisal can be useful if you want to arrange a mortgage quickly. But is it really necessary? A standard appraisal takes 5 to 7 business days. If you plan on time, you'll avoid high rush fees.
- Emergency appraisal within 48 hours? Count on a surcharge of €50 to €150.
- Express appraisal within 24 hours? This can be up to 50% more expensive.
- Plan on time so you don't pay unnecessary rush fees.
Sometimes it pays to consult with the mortgage lender. They can indicate if there is room in the schedule.
4. Consider an online appraisal as an alternative
An online or hybrid appraisal is often cheaper than a full physical appraisal. This is especially convenient if you don't need a validated appraisal report.
- Online appraisals often cost less because no physical visit is required.
- Not always valid for mortgages, so check in advance.
- Hybrid appraisals combine a model calculation with an appraiser, which can be cheaper.
Want to save money and does an online appraisal suit your situation? Then this may be an economical option.
Don't want to pay too much for an appraisal report? Through homeup, you can request a validated appraisal report for €850. This is an all-in price, with no hidden costs. So you know exactly where you stand.
Why do you need an appraisal report?
An appraisal report is required in many situations. This is because it provides an objective valuation of the home. Banks, mortgage lenders and legal authorities often require an appraisal to obtain financial or legal security. An appraisal report is required in these situations:
- Mortgage Application. Lenders require an appraisal to determine how much you can borrow. This prevents you from borrowing a higher amount than the home is worth.
- National Mortgage Guarantee (NHG). An NHG mortgage requires a validated appraisal report. This provides additional security for the bank and can provide a lower mortgage interest rate.
- Purchasing or selling a home. An appraisal helps determine a fair sales price and prevents you from overpaying when buying a home.
- Divorce or inheritance. When dividing a property, an objective appraisal is important to avoid disputes and get a fair valuation.
Want a reliable and validated appraisal report with no hidden fees? Request an independent valuation report for €850 through homeup. This way you can be sure to receive a fairly priced and reliable valuation report
Frequently asked questions about the cost of an appraisal report
Still have questions about the cost and usefulness of an appraisal report? Below we answer the most common questions. Among other things, you can read what an appraisal costs on average, whether the costs are deductible and when an appraisal is needed. So you know exactly where you stand.
What does an appraisal report cost on average?
The cost of a valuation report averages between €600 and €1100. This amount depends on the property location, the appraiser and whether the report must be validated by the Dutch Housing Value Institute (NWWI).
Want an independent and validated appraisal report with no hidden fees? Request one through homeup for €850.
Is an appraisal report tax deductible?
An appraisal report is deductible if you want to take out a mortgage for your own home. This does not apply to an appraisal for sale or rental. The tax authorities only accept reports from appraisers who are registered in the Dutch Register of Real Estate Appraisers. The costs fall under the deductible financing costs and can be declared on the tax return.
Can an appraisal be lower than the WOZ value?
Yes, the appraised value may be lower than the WOZ value. The WOZ value is a municipality's estimate and often lags behind the market value. An appraiser looks at the current housing market and characteristics of the property, such as overdue maintenance or recently issued permits for renovations. As a result, the appraisal may be higher or lower than the WOZ value.
Can you get your house appraised for free?
No, an official appraisal is not free because it is performed by a certified appraiser. Some real estate agents offer a free appraisal, but this is not a validated appraisal report and cannot be used to secure a mortgage. An appraiser assesses the value of the home using objective market data and a physical inspection.
Do you need to have your house appraised for sale property?
No appraising your home is not required when selling, but it can be helpful in determining a realistic asking price. The home is determined based on several factors, such as location, area and state of repair. An appraisal report can give potential buyers additional assurance about the value of the home.
Do you need an appraisal for the sale of your home? Then you can request an independent appraisal report through homeup.
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